Medicare Coverage in Oklahoma Explained

Reader’s Question:
Hello there! What is Medicare? Could you please explain to me how it is supposed to work? I live in Oklahoma.
Helen
Tulsa, OK
Hi, Helen. How old are you now? If you’re almost 65 years old, it’s time for you to know more about Medicare and when you become eligible, enroll right away. Medicare is especially [...]

Term Life Insurance Riders in Oklahoma

Reader’s Question:
This 36-year-old native of Oklahoma wants to know if riders are attachable to a term life insurance. If yes, what riders can you recommend to me?

Arthur
Norman, OK
Arthur, based on your question, I can sense that you have already made up your mind on buying a term life insurance and want to load it up [...]

Collision and Comprehensive Car Insurance Coverage in Oklahoma

Reader’s Question:
My agent here in Oklahoma suggests that I get collision and comprehensive coverage. How are they different from one another?

Debra
Lawton, OK
Collision and comprehensive car insurance coverage are two different things, Debr,a and both can add to your safety and security while driving. Most car insurance companies in Oklahoma offer these coverages to their clients.
Try [...]

What Is Insurable Interest Life Insurance?

Reader’s Question:
Can I buy my friend here in Oklahoma a life insurance policy for her?
Graham
Lawton, OK
Unfortunately you might not, unless maybe you are able to prove that you might suffer financial loss or difficulty in the event your friend there in Oklahoma suddenly passes away. In the life insurance industry this is known as “Insurable [...]

Increasing Term Life Insurance Options in Oklahoma?

Reader’s Question:
I’m thinking of either getting an increasing or decreasing term life insurance in Oklahoma. Could you tell me how these two differ from each other?
Lorie
Lawton, OK
Increasing term life insurance is also called yearly renewable term policy or annual renewable term. The face amount of this policy, which is also called death benefits, [...]