Reader’s Question:

I just moved in to Tulsa, Oklahoma from another part of the country. I’m wondering what is the least expensive car insurance policy I should get?

Efren

Tulsa, OK

Hello, Efren, and welcome to Tulsa; I hope you enjoy your stay here. Many people visit Tulsa for a short time and fall in love with the city, often ending up relocating and moving their families to Tulsa; I don’t blame them since Tulsa is a beautiful city.

And not only is it beautiful, Tulsa is also home to many auto insurance companies with distinct reputations. You will not have a hard time looking for one and you can even start your search now by entering your zip code on the search bar provided for you on this page. Simply specify that you want the minimum coverage (liability coverage) for your auto insurance. Liability insurance is the minimum requirement for auto insurance, Efren. This auto insurance pays for the damages and injuries you may cause to another person or property when you have caused a collision with them. Person can be the passengers in the car, or somebody crossing the street, or someone idly sitting by the bench when you accidentally backed off. They might be hospitalized and will require treatment, confinement or medications and your liability coverage will pay for these expenses. Property, on the other hand, can mean the car you hit, a fence, a motorcycle, or that bench they were sitting on when you were backing and you bumped them. Obviously you have to pay for the repairs and your liability auto insurance will again shoulder the expenses for this one.

Liability coverage is the cheapest among auto insurance, Efren, because like I said, it provides only minimum coverage. In the scenarios I have described above, there are no provisions for the injuries and damages you have incurred – you will need another auto insurance for this.

Reader’s Question:

I’d like to get health insurance in Norman Oklahoma OK but I’m not sure which will be right for a ballerina like me. I do not have a steady income, but rather it is dependent on our shows. I hope you can help me pick the right health insurance.

Corrine

Norman, OK

Hello, ballerina Corrine! I love ballet so if I am ever in Oklahoma  I hope it will be at a time when you are performing so I can go and watch you dance.

Due to the nature of your profession, and the irregular, or unscheduled, income you have, I would highly recommend getting a managed health insurance. Managed health insurance does not require you to pay for your expenses, and you have a wide range of medical professionals to assist you in your time of ailment. Managed health insurance are usually managed (as the name implies) by health management organizations (HMOs) and your individual health plan will be managed by a primary care physician who will refer you to the specialist that you would require at any point in time.

There are many HMOs in Oklahoma and consequently there are many options when it comes to health insurance plans. To get a few sample quotes, you just need to enter your zip code on the search bar that you see on this page. Take your time reviewing the five proposals given to you before you choose one. Good luck, Corrine, and stay graceful all the time!